Monday, February 28, 2011

Investment Returns To Retail Market

Investment has returned to the retail market throughout Australia and investment levels continue to increase as the market stabilises.

Into the future, this trend is expected to continue to improve as economic confidence and employment grows, retail spending returns and interest rates remain on hold.

There have been a number of signs of increasing confidence over the past few months and the retail sector has generated surprisingly positive trading results.

The recapitalisation of Real Estate Investment Trusts (REITs) has seen many local buyers return to the market and a number of offshore investors have remained in the market because of Australia's strong economic growth prospects.

While retail assets remain highly sought after, investors have become more selective in their acquisitions. Larger retail assets are becoming more popular in 2010 as investors re-visit their overall investment strategies and attempt to position themselves for the next cycle.

The value of neighbourhood shopping centres is likely to remain stagnant, and construction and development activity is expected to continue to rise over the next five years.

Continued expansion plans by retailers is supportive of investors' increased focus on the redevelopment pipeline, with investors finding it hard to access new investment stock.

A stabilisation of yields in 2010 has given owners the confidence they need to test the market for larger assets.

Australian commercial retail sales transactions totalled close to $3.183 billion at the end of the September quarter, exceeding the $2.539 billion total annual sales figure recorded for the full year of 2009.



By: Tara Downey
Tara Downey is Communications Officer for McGees Property, Brisbane. She has a media background spanning more than 10 years with working experience in business reporting, travel writing and newspaper journalism. McGees Property specialises in commercial real estate with our successful and highly skilled sales, leasing, valuations and professional services, and asset management teams. http://www.bne.mcgees.com.au

Monday, February 14, 2011

The Greatest Investment

So, let's get right to it. It's real easy to be cheery and upbeat when good times are upon us, isn't it? But what about facing difficult problems, or pain, or failure or when you've lost something or someone dear to you? These are the stumbling blocks that must first be overcome before really smart investing can ever really even begin.

Do you remember who asked the question, "What does it profiteth a man to gain the whole world, but to lose his soul?" Well, it's true. I am here with you with over 40 years of professional and investing experience to witness to the simple fact that you are the core to your wealth.

I've helped, guided, enabled countless fortunes and those with fortunes to manage their funds and their growing stockpiles of goods, monies and riches; and I can here report that less than 5% of them have ever really had lasting wealth until they have real self-mastery.

The first and greatest investment is in you. This is the core of where your future fortunes reside. Your profits abide first on all in you. In your motivation, your real drive, your deepest self is your wealth. This is really not easy. And it even sounds a little "cheesy", right? Well, hold on. It's not fake.

So many self-help, motivational programs shout out in one form or the other, "Be brave. Be firm. Press onward. Hold on! Make a 5 year plan, a daily plan, a 50 year plan and a moment by moment plan and think about it night and day, over and over again." Yes, you must must indeed put forth the highest effort of which you are capable and then even go beyond that.

You must face your fears and doubts and go forward in spite of pain, focusing all of your might - mental, physical and spiritual, on the fulfillment of your goals.

But the right investing, the right investing of yourself, requires that you understand that you must not think that it is wholly your acts of will that achieves. No one ever became the master of his life, his fortunes, by merely willing it.

Trying to master life by your will is like trying to climb the mountain peaks by your finger tips. The essential thing is to assert your mastery in your heart. You must learn when to let go, and when to take hold.

Here is the core of great investing, investing rightly from deep within yourself. Make every thought you think be positive, constructive and loving. Work to surrender all thoughts of self-pity or self-condemnation.

Do not allow yourself to think of yourself as weak or inadequate, poor and unloved. You must not give power to old habits of thought by dwelling upon "poor old me" as though it were true.

Remember that true investing begins with those thoughts that are found deeply within you. Those thoughts that are right now Positive, Constructive and Loving. Settle for nothing less and you will have it all.




By: Patrick_Berryhill

Thursday, January 27, 2011

Ways to Create Wealth With Proper Investment

Financial organization helps us to make better money for the future. The problem with many people is they won't spend time in making a plan about organizing the money that we have. We are either a bit lethargic or have a feeling that planning is not going to make any difference.

Planning the expenditures is very much emotional and it becomes difficult to think rationally about it.The fortune that you make with depends mostly on how you spend your money and not on the money that you earn.

We shall plan our personal and financial life with a systematic plan. When there is no proper plan, we need to face consequences. This gives us a personal strain and tension.

The main reason for the tension is due to inability to make decisions at proper time. Rather than worrying about bad financial situations, we shall plan and change our behavior slightly as per the needs. We shall plan our spending and borrowing into control. This shall be the first priority. With out this we can not save money for the future spending.

Before buying any item, we shall cross check your ability to buy it, Affordability is not about the money or credit card limit that you have today. You shall cross check in terms of long-term investments and find your affordability. It is better to spend money on clearing debts rather sparing money for consumable goods.

In the previous days we used to have full pension plans. The pension money comes to all basic needs and we need not plan any thing separately. Those days are no more available and you need to contribute to 401(K) kind of plans. This is a life time commitment and you need to invest for it to have bright future.

If you are unable to make big contribution for the retirement, it is better to contribute the maximum possible matching amount to get the best advantage. If you are self-employed you shall invest in IRA or Roth IRA to get the retirement benefit. You shall also consider inflation effect on your future income and invest according to that.

Your company may not contribute significantly when they don't make profits. This depends on the company that you are working. You shall know these rules and plan accordingly. We shall invest some portion of our savings in the retirement fund to make our future secure.



By: Narash Addagada
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Tuesday, January 11, 2011

Investment After Retirement

So, here it is, the big 'R'. You've spent a lifetime working, setting monies aside for investment after retirement. Now you're here! What to do? Most likely, your investment after retirement will consist of a pension (?), 401(K), or IRA and Social Security. Statistics say that the average savings in a retirement plan is $100,000.

After you've figured out your expenses, down sizing, making changes, you must figure income including a part time job if necessary. Once you have all of the particulars figured out you can give attention to how you are going to manage your investment after retirement.

Two of the main components of investing after retirement is to be conservative and use your funds in a tax advantage way. Too many retirees get foiled into thinking that they can invest in investments that promise high returns usually in a short period of time. Can you say Bernie Madoff? We have heard the saying, "if it's too good to be true, is usually is". We can't let greed be our guide.

Look for investment after retirement that will be relatively stable such as bonds, c.d., money market accounts and annuities. These are not sexy but will keep you safe. Remember, each of them has their own definitions. It's up to you to see what fits your risk tolerance. These should not have risks associated with them.

As far as taxes are concerned when investing after retirement, use funds that have the lowest tax liability. This strategy allows you to maintain your principal balance at as high a level as possible because the more taxes taken out of your withdrawals, the more principal you will have to withdraw to meet your expenses.

First investment after retirement is to withdraw any monies from a non retirement savings account. You've already paid taxes on these funds, so withdrawals will not cost you anything. Once these are depleted, go to your 401(K) or IRA. The best way to do this is to roll these funds into an annuity and start receiving a monthly income. You will enjoy a safe monthly income with guaranteed income while investing after retirement.

Remember, investments after retirement are probably more important to you than ever before. Consult a financial specialist, tax attorney.



By: Ric Dalberri
Ric Dalberri is a graduate of Columbia State University & has been involved in his own business (sold) employing over 100 people. Ric was also a top producer as a Financial Specialist for over a decade with one of the largest financial institutions in the U.S.
Ric is the founder of Retirement USA which provides complete solutions for your lifestyle. Please visit and sign up for the free newsletter. http://www.retirementusa.com/